Insurance agencies · Maryland

Insurance Agencies in Bowie, MD

Local agencies in Bowie for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Bowie

Bowie has 57,926 residents in 21,551 households. We list 12 insurance agencies in Bowie. Here is what the local numbers say about the cover people here need.

Bowie at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Prince George's County

FEMA rates the overall natural hazard risk in Prince George's County, where most Bowie agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

  • Winter weatherVery High
  • LightningVery High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Maryland
  • Strong windRelatively High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Maryland
  • TornadoRelatively High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Maryland
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Maryland

Maryland requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $15,000 of property damage liability, often written 30/60/15. It also requires personal injury protection ($2,500) and uninsured motorist coverage ($30,000 per person, $60,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in MarylandHow much liability cover do you need?

Source: mgaleg.maryland.gov. Checked 2026-10-24.

What Bowie agencies can write

Share of the 12 agencies listed in Bowie that are appointed with at least one insurance company writing each type, or that name it on their own website.

  1. Life25%
  2. Health8%
  3. Auto8%
  4. Motorcycle8%
  5. Boat8%
  6. Commercial Auto8%
  7. Home8%

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Bowie agencies are

Bowie agencies we list sit in 4 ZIP codes, mostly in Prince George's County.

  • 207155 agencies
  • 207214 agencies
  • 207162 agencies
  • 207181 agency

Questions

Insurance agencies in Bowie

How do I find an insurance agency in Bowie?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Bowie?

Most often life. Pick a type in the filters to narrow the list.

Do I need flood insurance in Bowie?

FEMA's National Risk Index rates inland flooding risk in Prince George's County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Bowie?

16.1% of households in Bowie rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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