Motorcycle insurance · Maryland

Motorcycle Insurance Agencies in Maryland

Covers your bike, your gear and your liability on the road.

Local insight

Motorcycle insurance in Maryland: what to know

Maryland has 6,206,011 residents. We list 83 agencies for motorcycle insurance in Maryland. Here is what the local numbers say about the cover people here need.

Maryland at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Maryland

How many of Maryland’s 23 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

  • Winter weather9 of 23 counties

    Very High in Montgomery County, Prince George's County, Baltimore City.

  • Strong wind7 of 23 counties

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Maryland
  • Lightning6 of 23 counties

    Very High in Prince George's County.

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Maryland
  • Inland flooding3 of 23 counties

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in every state
  • Coastal flooding3 of 23 counties

    Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.

    Flood insurance in every state
  • Tornado2 of 23 counties

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Maryland

Source: FEMA National Risk Index, December 2025 release.

Insurance companies Maryland agencies work with

Of the 83 Maryland agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Nationwide51 agencies
  2. Travelers48 agencies
  3. Nationwide (Colonial)42 agencies
  4. Nationwide (Allied)40 agencies
  5. Safeco40 agencies
  6. Liberty Mutual39 agencies
  7. Liberty Mutual (Safeco)37 agencies
  8. The Hartford37 agencies
  9. Travelers (Standard Fire)35 agencies
  10. Progressive31 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where can I find motorcycle insurance in Maryland?

Pick your city in the list on this page to see every agency there that offers motorcycle insurance, or search by name or ZIP code.

What does motorcycle insurance cover?

Covers your bike, your gear and your liability on the road.

Which insurance companies do Maryland agencies work with?

Among the 83 Maryland agencies whose appointments we hold, the companies they are most often appointed with are Nationwide (51), Travelers (48), Nationwide (Colonial) (42), Nationwide (Allied) (40), Safeco (40). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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