Maryland has 6,206,011 residents. We list 14 agencies for disability income insurance in Maryland. Here is what the local numbers say about the cover people here need.

Maryland at a glance

14disability income insurance agencies listed
32.4%of households rentRenters insurance
$419,900median home valueHome insurance
1979median year homes were builtRebuild cost calculator
8.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Maryland

How many of Maryland’s 23 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Winter weather9 of 23 counties
Very High in Montgomery County, Prince George's County, Baltimore City.
Strong wind7 of 23 counties
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Maryland
Lightning6 of 23 counties
Very High in Prince George's County.
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Maryland
Inland flooding3 of 23 counties
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in every state
Coastal flooding3 of 23 counties
Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.
Flood insurance in every state
Tornado2 of 23 counties
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Maryland

Source: FEMA National Risk Index, December 2025 release.

Insurance companies Maryland agencies work with

Of the 14 Maryland agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY12 agencies
Unum12 agencies
Mutual life carrier9 agencies
National Pacific Dental,8 agencies
PACIFICARE LIFE AND HEALTH INSURANCE COMPANY8 agencies
UnitedHealthcare8 agencies
Cigna7 agencies
Metropolitan Life Insurance Company7 agencies
Principal6 agencies
The Hartford6 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Disability Income insurance in Maryland

All insurance agencies in Maryland · Disability Income insurance in every state

Where can I find disability income insurance in Maryland?

Pick your city in the list on this page to see every agency there that offers disability income insurance, or search by name or ZIP code.

What does disability income insurance cover?

Replaces part of your income if illness or injury stops you working.

Which insurance companies do Maryland agencies work with?

Among the 14 Maryland agencies whose appointments we hold, the companies they are most often appointed with are PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY (12), Unum (12), Mutual life carrier (9), National Pacific Dental, (8), PACIFICARE LIFE AND HEALTH INSURANCE COMPANY (8). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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