Insurance agencies · Maryland

Insurance Agencies in Fort Washington, MD

Local agencies in Fort Washington for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Fort Washington

Fort Washington has 25,134 residents in 8,540 households. We list 3 insurance agencies in Fort Washington. Here is what the local numbers say about the cover people here need.

Fort Washington at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Prince George's County

FEMA rates the overall natural hazard risk in Prince George's County, where most Fort Washington agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

  • Winter weatherVery High
  • LightningVery High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Maryland
  • Strong windRelatively High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Maryland
  • TornadoRelatively High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Maryland
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Questions

Insurance agencies in Fort Washington

How do I find an insurance agency in Fort Washington?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Fort Washington?

Most often life. Pick a type in the filters to narrow the list.

Do I need flood insurance in Fort Washington?

FEMA's National Risk Index rates inland flooding risk in Prince George's County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Fort Washington?

8.7% of households in Fort Washington rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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