Insurance agencies · Maryland
Insurance Agencies in College Park, MD
Local agencies in College Park for home, auto, life and business insurance. Compare them and call one directly.
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Local insight
Insuring a home, car or business in College Park
College Park has 34,540 residents in 9,007 households. We list 1 insurance agencies in College Park. Here is what the local numbers say about the cover people here need.
College Park at a glance
- 1insurance agencies listed
- 66%of households rentRenters insurance
- $437,900median home valueHome insurance
- 1981median year homes were builtRebuild cost calculator
- 18.6%of households have no carAuto insurance
Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.
Natural hazard risk in Prince George's County
FEMA rates the overall natural hazard risk in Prince George's County, where most College Park agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:
- Winter weather
- Lightning
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Maryland - Strong wind
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Maryland - Tornado
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Maryland - Inland flooding
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.
Car insurance rules in Maryland
Maryland requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $15,000 of property damage liability, often written 30/60/15. It also requires personal injury protection ($2,500) and uninsured motorist coverage ($30,000 per person, $60,000 per accident).
These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.
Auto insurance in MarylandHow much liability cover do you need?
Source: mgaleg.maryland.gov. Checked 2026-10-24.
Questions
Insurance agencies in College Park
How do I find an insurance agency in College Park?
Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.
Do I need flood insurance in College Park?
FEMA's National Risk Index rates inland flooding risk in Prince George's County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Do I need renters insurance in College Park?
66% of households in College Park rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.
How do I choose an agency?
Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.
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