Workers' Compensation insurance · New Mexico

Workers' Compensation Insurance Agencies in Albuquerque, NM

Pays medical costs and lost wages when an employee is hurt at work.

Local insight

Workers' Compensation insurance in Albuquerque: what to know

Albuquerque has 562,218 residents in 243,733 households. We list 16 agencies for workers' compensation insurance in Albuquerque. Here is what the local numbers say about the cover people here need.

Albuquerque at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Bernalillo County

FEMA rates the overall natural hazard risk in Bernalillo County, where most Albuquerque agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • Winter weatherVery High
  • LightningVery High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Albuquerque
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance
  • HailRelatively High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Albuquerque

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in New Mexico

New Mexico requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $10,000 of property damage liability, often written 25/50/10.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: osi.state.nm.us. Checked 2026-10-24.

Insurance companies Albuquerque agencies work with

Of the 16 Albuquerque agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Travelers11 agencies
  2. Liberty Mutual10 agencies
  3. Liberty Mutual (Safeco)9 agencies
  4. Safeco9 agencies
  5. The Hartford7 agencies
  6. Travelers (Standard Fire)7 agencies
  7. Foremost6 agencies
  8. Progressive6 agencies
  9. WESTERN SURETY COMPANY6 agencies
  10. Employers5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Albuquerque agencies are

Albuquerque agencies we list sit in 10 ZIP codes, mostly in Bernalillo County.

  • 871106 agencies
  • 871112 agencies
  • 871071 agency
  • 871091 agency
  • 871131 agency
  • 871141 agency
  • 871201 agency
  • 871231 agency
  • 871901 agency
  • 871971 agency

Questions

Workers' Compensation insurance in Albuquerque

All insurance agencies in Albuquerque · Workers' Compensation insurance across New Mexico

Where can I find workers' compensation insurance in Albuquerque?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does workers' compensation insurance cover?

Pays medical costs and lost wages when an employee is hurt at work.

Which insurance companies do Albuquerque agencies work with?

Among the 16 Albuquerque agencies whose appointments we hold, the companies they are most often appointed with are Travelers (11), Liberty Mutual (10), Liberty Mutual (Safeco) (9), Safeco (9), The Hartford (7). An appointed agency can quote that company's policies.

Do I need flood insurance in Albuquerque?

FEMA's National Risk Index rates inland flooding risk in Bernalillo County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Workers' Compensation insurance near Albuquerque

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