Albuquerque has 562,218 residents in 243,733 households. We list 40 agencies for life insurance in Albuquerque. Here is what the local numbers say about the cover people here need.

Albuquerque at a glance

40life insurance agencies listed
38.2%of households rentRenters insurance
$291,500median home valueHome insurance
1982median year homes were builtRebuild cost calculator
7%of households have no carAuto insurance
3.5%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Bernalillo County

FEMA rates the overall natural hazard risk in Bernalillo County, where most Albuquerque agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Albuquerque
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Albuquerque

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Albuquerque agencies work with

Of the 40 Albuquerque agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

UnitedHealthcare15 agencies
Medicare Advantage14 agencies
Aetna13 agencies
Blue Cross Blue Shield12 agencies
Molina Healthcare of Texas,11 agencies
Nationwide9 agencies
SCAN Health Plan Texas,8 agencies
Centene6 agencies
Corebridge (AIG Life)6 agencies
Devoted Health Plan of Texas,6 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Albuquerque agencies are

Albuquerque agencies we list sit in 14 ZIP codes, mostly in Bernalillo County.

871109 agencies
871096 agencies
871146 agencies
871134 agencies
871113 agencies
871212 agencies
871222 agencies
871232 agencies
871051 agency
871071 agency
871121 agency
871201 agency
871971 agency
871991 agency

Questions

Life insurance in Albuquerque

All insurance agencies in Albuquerque · Life insurance across New Mexico

Where can I find life insurance in Albuquerque?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Which insurance companies do Albuquerque agencies work with?

Among the 40 Albuquerque agencies whose appointments we hold, the companies they are most often appointed with are UnitedHealthcare (15), Medicare Advantage (14), Aetna (13), Blue Cross Blue Shield (12), Molina Healthcare of Texas, (11). An appointed agency can quote that company's policies.

Do I need flood insurance in Albuquerque?

FEMA's National Risk Index rates inland flooding risk in Bernalillo County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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