Albuquerque has 562,218 residents in 243,733 households. We list 21 agencies for renters insurance in Albuquerque. Here is what the local numbers say about the cover people here need.

Albuquerque at a glance

21renters insurance agencies listed
38.2%of households rentRenters insurance
$291,500median home valueHome insurance
1982median year homes were builtRebuild cost calculator
7%of households have no carAuto insurance
3.5%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Bernalillo County

FEMA rates the overall natural hazard risk in Bernalillo County, where most Albuquerque agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Albuquerque
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Albuquerque

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in New Mexico

New Mexico requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $10,000 of property damage liability, often written 25/50/10.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Albuquerque How much liability cover do you need?

Source: osi.state.nm.us. Checked 2026-10-24.

Insurance companies Albuquerque agencies work with

Of the 21 Albuquerque agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Safeco11 agencies
Travelers11 agencies
Liberty Mutual10 agencies
Liberty Mutual (Safeco)10 agencies
Foremost7 agencies
The Hartford7 agencies
Travelers (Standard Fire)7 agencies
Progressive6 agencies
WESTERN SURETY COMPANY6 agencies
Employers5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Albuquerque agencies are

Albuquerque agencies we list sit in 11 ZIP codes, mostly in Bernalillo County.

871106 agencies
871093 agencies
871112 agencies
871142 agencies
871232 agencies
871071 agency
871131 agency
871201 agency
871221 agency
871901 agency
871971 agency

Questions

Renters insurance in Albuquerque

All insurance agencies in Albuquerque · Renters insurance across New Mexico

Where can I find renters insurance in Albuquerque?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does renters insurance cover?

Covers your belongings and your liability when you rent rather than own.

Which insurance companies do Albuquerque agencies work with?

Among the 21 Albuquerque agencies whose appointments we hold, the companies they are most often appointed with are Safeco (11), Travelers (11), Liberty Mutual (10), Liberty Mutual (Safeco) (10), Foremost (7). An appointed agency can quote that company's policies.

Do I need flood insurance in Albuquerque?

FEMA's National Risk Index rates inland flooding risk in Bernalillo County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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