Scottsdale has 243,821 residents in 118,637 households. We list 12 agencies for valuable items insurance in Scottsdale. Here is what the local numbers say about the cover people here need.

Scottsdale at a glance

12valuable items insurance agencies listed
33%of households rentRenters insurance
$789,800median home valueHome insurance
1991median year homes were builtRebuild cost calculator
3.7%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Maricopa County

FEMA rates the overall natural hazard risk in Maricopa County, where most Scottsdale agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Scottsdale
Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Scottsdale
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Scottsdale
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Scottsdale

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Arizona

Arizona requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $15,000 of property damage liability, often written 25/50/15.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Scottsdale How much liability cover do you need?

Source: azleg.gov, limits in force since 2020-07-01. Checked 2026-10-24.

Insurance companies Scottsdale agencies work with

Of the 12 Scottsdale agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Chubb12 agencies
Chubb (ACE)9 agencies
Liberty Mutual9 agencies
Liberty Mutual (Safeco)8 agencies
Travelers8 agencies
Safeco7 agencies
Nationwide6 agencies
The Hartford6 agencies
AmTrust5 agencies
CNA5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Scottsdale agencies are

Scottsdale agencies we list sit in 7 ZIP codes, mostly in Maricopa County.

852585 agencies
852552 agencies
852501 agency
852511 agency
852571 agency
852601 agency
852671 agency

Questions

Valuable Items insurance in Scottsdale

All insurance agencies in Scottsdale · Valuable Items insurance across Arizona

Where can I find valuable items insurance in Scottsdale?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does valuable items insurance cover?

Scheduled cover for jewellery, art and collections above standard contents limits.

Which insurance companies do Scottsdale agencies work with?

Among the 12 Scottsdale agencies whose appointments we hold, the companies they are most often appointed with are Chubb (12), Chubb (ACE) (9), Liberty Mutual (9), Liberty Mutual (Safeco) (8), Travelers (8). An appointed agency can quote that company's policies.

Do I need flood insurance in Scottsdale?

FEMA's National Risk Index rates inland flooding risk in Maricopa County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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