Scottsdale has 243,821 residents in 118,637 households. We list 49 agencies for auto insurance in Scottsdale. Here is what the local numbers say about the cover people here need.

Scottsdale at a glance

49auto insurance agencies listed
33%of households rentRenters insurance
$789,800median home valueHome insurance
1991median year homes were builtRebuild cost calculator
3.7%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Maricopa County

FEMA rates the overall natural hazard risk in Maricopa County, where most Scottsdale agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Scottsdale
Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Scottsdale
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Scottsdale
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Scottsdale

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Scottsdale agencies work with

Of the 49 Scottsdale agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Liberty Mutual35 agencies
Travelers32 agencies
Liberty Mutual (Safeco)30 agencies
Safeco27 agencies
Nationwide21 agencies
The Hartford20 agencies
Travelers (Standard Fire)19 agencies
AmTrust17 agencies
Progressive17 agencies
Foremost15 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Scottsdale agencies are

Scottsdale agencies we list sit in 10 ZIP codes, mostly in Maricopa County.

8525810 agencies
8526010 agencies
852549 agencies
852517 agencies
852557 agencies
852672 agencies
852501 agency
852571 agency
852591 agency
852621 agency

Questions

Auto insurance in Scottsdale

All insurance agencies in Scottsdale · Auto insurance across Arizona

Where can I find auto insurance in Scottsdale?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does auto insurance cover?

Covers your car for damage, theft and the harm you could cause to others.

Which insurance companies do Scottsdale agencies work with?

Among the 49 Scottsdale agencies whose appointments we hold, the companies they are most often appointed with are Liberty Mutual (35), Travelers (32), Liberty Mutual (Safeco) (30), Safeco (27), Nationwide (21). An appointed agency can quote that company's policies.

Do I need flood insurance in Scottsdale?

FEMA's National Risk Index rates inland flooding risk in Maricopa County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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