Scottsdale has 243,821 residents in 118,637 households. We list 256 insurance agencies in Scottsdale. Here is what the local numbers say about the cover people here need.

Scottsdale at a glance

256insurance agencies listed
33%of households rentRenters insurance
$789,800median home valueHome insurance
1991median year homes were builtRebuild cost calculator
3.7%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Maricopa County

FEMA rates the overall natural hazard risk in Maricopa County, where most Scottsdale agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Scottsdale
Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Scottsdale
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Scottsdale
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Scottsdale

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Arizona

Arizona requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $15,000 of property damage liability, often written 25/50/15.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Scottsdale How much liability cover do you need?

Source: azleg.gov, limits in force since 2020-07-01. Checked 2026-10-24.

Insurance companies Scottsdale agencies work with

Of the 153 Scottsdale agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Liberty Mutual35 agencies
Nationwide34 agencies
Travelers32 agencies
UnitedHealthcare32 agencies
Corebridge (AIG Life)31 agencies
Liberty Mutual (Safeco)30 agencies
Safeco27 agencies
Medicare Advantage25 agencies
Aetna22 agencies
The Hartford22 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Scottsdale agencies can write

Share of the 256 agencies listed in Scottsdale that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Scottsdale agencies are

Scottsdale agencies we list sit in 12 ZIP codes, mostly in Maricopa County.

8526078 agencies
8525446 agencies
8525536 agencies
8525132 agencies
8525825 agencies
852598 agencies
852628 agencies
852507 agencies
852667 agencies
852576 agencies
852672 agencies
852611 agency

Questions

Insurance agencies in Scottsdale

How do I find an insurance agency in Scottsdale?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Scottsdale?

Most often life, general liability, home, workers' compensation, auto. Pick a type in the filters to narrow the list.

Which insurance companies do Scottsdale agencies work with?

Among the 153 Scottsdale agencies whose appointments we hold, the companies they are most often appointed with are Liberty Mutual (35), Nationwide (34), Travelers (32), UnitedHealthcare (32), Corebridge (AIG Life) (31). An appointed agency can quote that company's policies.

Do I need flood insurance in Scottsdale?

FEMA's National Risk Index rates inland flooding risk in Maricopa County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Scottsdale?

33% of households in Scottsdale rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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