Montgomery has 2,489 residents in 1,109 households. We list 11 agencies for vacant land insurance in Montgomery. Here is what the local numbers say about the cover people here need.

Montgomery at a glance

11vacant land insurance agencies listed
46%of households rentRenters insurance
$363,200median home valueHome insurance
2013median year homes were builtRebuild cost calculator
4.8%of households have no carAuto insurance
3.7%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Montgomery County

FEMA rates the overall natural hazard risk in Montgomery County, where most Montgomery agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Montgomery
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Montgomery
Ice stormVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
HurricaneRelatively High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Montgomery

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Montgomery agencies work with

Of the 11 Montgomery agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Foremost8 agencies
American Modern7 agencies
Liberty Mutual6 agencies
Liberty Mutual (Safeco)6 agencies
Safeco6 agencies
Travelers6 agencies
Travelers (Standard Fire)6 agencies
GEICO5 agencies
Markel5 agencies
Homeowners of America4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Montgomery agencies are

Montgomery agencies we list sit in 2 ZIP codes, mostly in Montgomery County.

773567 agencies
773164 agencies

Questions

Vacant Land insurance in Montgomery

All insurance agencies in Montgomery · Vacant Land insurance across Texas

Where can I find vacant land insurance in Montgomery?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does vacant land insurance cover?

Liability cover for land you own but have not built on.

Which insurance companies do Montgomery agencies work with?

Among the 11 Montgomery agencies whose appointments we hold, the companies they are most often appointed with are Foremost (8), American Modern (7), Liberty Mutual (6), Liberty Mutual (Safeco) (6), Safeco (6). An appointed agency can quote that company's policies.

Do I need flood insurance in Montgomery?

FEMA's National Risk Index rates inland flooding risk in Montgomery County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Vacant Land insurance near Montgomery

For insurance agencies

Is your Montgomery agency listed?

Claim your free listing to keep your details right, then add your logo, website and social profiles.

Claim your listing