Vacant Land insurance · Texas

Vacant Land Insurance Agencies in Conroe, TX

Liability cover for land you own but have not built on.

Local insight

Vacant Land insurance in Conroe: what to know

Conroe has 102,360 residents in 39,852 households. We list 17 agencies for vacant land insurance in Conroe. Here is what the local numbers say about the cover people here need.

Conroe at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Montgomery County

FEMA rates the overall natural hazard risk in Montgomery County, where most Conroe agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • LightningVery High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Conroe
  • TornadoVery High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Conroe
  • Ice stormVery High
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in Texas
  • HurricaneRelatively High

    Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.

    Home insurance in Conroe

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Conroe agencies work with

Of the 17 Conroe agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Foremost13 agencies
  2. American Modern9 agencies
  3. Progressive9 agencies
  4. Markel8 agencies
  5. GEICO7 agencies
  6. GAINSCO6 agencies
  7. Home State6 agencies
  8. Liberty Mutual6 agencies
  9. Liberty Mutual (Safeco)6 agencies
  10. National General6 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Conroe agencies are

Conroe agencies we list sit in 3 ZIP codes, mostly in Montgomery County.

  • 773048 agencies
  • 773016 agencies
  • 773053 agencies

Questions

Vacant Land insurance in Conroe

All insurance agencies in Conroe · Vacant Land insurance across Texas

Where can I find vacant land insurance in Conroe?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does vacant land insurance cover?

Liability cover for land you own but have not built on.

Which insurance companies do Conroe agencies work with?

Among the 17 Conroe agencies whose appointments we hold, the companies they are most often appointed with are Foremost (13), American Modern (9), Progressive (9), Markel (8), GEICO (7). An appointed agency can quote that company's policies.

Do I need flood insurance in Conroe?

FEMA's National Risk Index rates inland flooding risk in Montgomery County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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