Conroe has 102,360 residents in 39,852 households. We list 27 agencies for accident & health insurance in Conroe. Here is what the local numbers say about the cover people here need.

Conroe at a glance

27accident & health insurance agencies listed
45.5%of households rentRenters insurance
$309,600median home valueHome insurance
2006median year homes were builtRebuild cost calculator
4.4%of households have no carAuto insurance
5.7%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Montgomery County

FEMA rates the overall natural hazard risk in Montgomery County, where most Conroe agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Conroe
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Conroe
Ice stormVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
HurricaneRelatively High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Conroe

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Conroe How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Conroe agencies work with

Of the 27 Conroe agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Blue Cross Blue Shield20 agencies
UnitedHealthcare15 agencies
Aetna13 agencies
Corebridge (AIG Life)12 agencies
Medicare Advantage11 agencies
Memorial Hermann Health Plan,11 agencies
Fidelity & Guaranty Life Insurance Company9 agencies
Transamerica9 agencies
Humana8 agencies
Centene7 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Conroe agencies are

Conroe agencies we list sit in 6 ZIP codes, mostly in Montgomery County.

773049 agencies
773016 agencies
773846 agencies
773053 agencies
773852 agencies
773021 agency

Questions

Accident & Health insurance in Conroe

All insurance agencies in Conroe · Accident & Health insurance across Texas

Where can I find accident & health insurance in Conroe?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does accident & health insurance cover?

Supplemental cover that pays out on accident, illness or hospital stay.

Which insurance companies do Conroe agencies work with?

Among the 27 Conroe agencies whose appointments we hold, the companies they are most often appointed with are Blue Cross Blue Shield (20), UnitedHealthcare (15), Aetna (13), Corebridge (AIG Life) (12), Medicare Advantage (11). An appointed agency can quote that company's policies.

Do I need flood insurance in Conroe?

FEMA's National Risk Index rates inland flooding risk in Montgomery County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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