Montgomery has 2,489 residents in 1,109 households. We list 31 agencies for life insurance in Montgomery. Here is what the local numbers say about the cover people here need.

Montgomery at a glance

31life insurance agencies listed
46%of households rentRenters insurance
$363,200median home valueHome insurance
2013median year homes were builtRebuild cost calculator
4.8%of households have no carAuto insurance
3.7%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Montgomery County

FEMA rates the overall natural hazard risk in Montgomery County, where most Montgomery agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Montgomery
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Montgomery
Ice stormVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
HurricaneRelatively High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Montgomery

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Montgomery agencies work with

Of the 31 Montgomery agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Aetna10 agencies
Transamerica10 agencies
UnitedHealthcare10 agencies
Nationwide7 agencies
Principal7 agencies
Ameritas Life Insurance6 agencies
Blue Cross Blue Shield6 agencies
Fidelity & Guaranty Life Insurance Company6 agencies
Foremost6 agencies
Mutual life carrier6 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Montgomery agencies are

Montgomery agencies we list sit in 2 ZIP codes, mostly in Montgomery County.

7731616 agencies
7735615 agencies

Questions

Life insurance in Montgomery

All insurance agencies in Montgomery · Life insurance across Texas

Where can I find life insurance in Montgomery?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Which insurance companies do Montgomery agencies work with?

Among the 31 Montgomery agencies whose appointments we hold, the companies they are most often appointed with are Aetna (10), Transamerica (10), UnitedHealthcare (10), Nationwide (7), Principal (7). An appointed agency can quote that company's policies.

Do I need flood insurance in Montgomery?

FEMA's National Risk Index rates inland flooding risk in Montgomery County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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