Waxahachie has 45,347 residents in 15,918 households. We list 11 agencies for umbrella insurance in Waxahachie. Here is what the local numbers say about the cover people here need.

Waxahachie at a glance

11umbrella insurance agencies listed
39.7%of households rentRenters insurance
$336,500median home valueHome insurance
2004median year homes were builtRebuild cost calculator
5%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Ellis County

FEMA rates the overall natural hazard risk in Ellis County, where most Waxahachie agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Waxahachie
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Waxahachie

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Waxahachie agencies work with

Of the 11 Waxahachie agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Foremost8 agencies
Progressive8 agencies
GEICO6 agencies
Homeowners of America6 agencies
Old American6 agencies
Porch6 agencies
American Modern5 agencies
GAINSCO5 agencies
Liberty Mutual (Safeco)5 agencies
National General5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Umbrella insurance in Waxahachie

All insurance agencies in Waxahachie · Umbrella insurance across Texas

Where can I find umbrella insurance in Waxahachie?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does umbrella insurance cover?

Extra liability limits that sit above your home and auto policies.

Which insurance companies do Waxahachie agencies work with?

Among the 11 Waxahachie agencies whose appointments we hold, the companies they are most often appointed with are Foremost (8), Progressive (8), GEICO (6), Homeowners of America (6), Old American (6). An appointed agency can quote that company's policies.

Do I need flood insurance in Waxahachie?

FEMA's National Risk Index rates inland flooding risk in Ellis County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

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