Colorado has 5,862,189 residents. We list 83 agencies for special event insurance in Colorado. Here is what the local numbers say about the cover people here need.

Colorado at a glance

83special event insurance agencies listed
33.8%of households rentRenters insurance
$539,400median home valueHome insurance
1988median year homes were builtRebuild cost calculator
5.2%of households have no carAuto insurance
3.5%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Colorado

How many of Colorado’s 64 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Lightning24 of 64 counties
Very High in Jefferson County, Douglas County, Larimer County and 7 more.
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Colorado
Hail11 of 64 counties
Very High in Denver County, Arapahoe County, Jefferson County and 1 more.
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Colorado
Strong wind10 of 64 counties
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Colorado
Winter weather10 of 64 counties
Very High in El Paso County, Pueblo County, Larimer County and 3 more.
Tornado9 of 64 counties
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Colorado
Wildfire5 of 64 counties
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Colorado

Source: FEMA National Risk Index, December 2025 release.

Insurance companies Colorado agencies work with

Of the 83 Colorado agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Foremost70 agencies
Travelers61 agencies
Liberty Mutual (Safeco)60 agencies
Safeco58 agencies
Liberty Mutual56 agencies
Travelers (Standard Fire)50 agencies
Progressive48 agencies
Nationwide44 agencies
The Hartford44 agencies
Nationwide (Colonial)43 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Special Event insurance in Colorado

All insurance agencies in Colorado · Special Event insurance in every state

Where can I find special event insurance in Colorado?

Pick your city in the list on this page to see every agency there that offers special event insurance, or search by name or ZIP code.

What does special event insurance cover?

Short-term liability and cancellation cover for a one-off event.

Which insurance companies do Colorado agencies work with?

Among the 83 Colorado agencies whose appointments we hold, the companies they are most often appointed with are Foremost (70), Travelers (61), Liberty Mutual (Safeco) (60), Safeco (58), Liberty Mutual (56). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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