Colorado has 5,862,189 residents. We list 194 agencies for commercial auto insurance in Colorado. Here is what the local numbers say about the cover people here need.

Colorado at a glance

194commercial auto insurance agencies listed
33.8%of households rentRenters insurance
$539,400median home valueHome insurance
1988median year homes were builtRebuild cost calculator
5.2%of households have no carAuto insurance
3.5%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Colorado

How many of Colorado’s 64 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Lightning24 of 64 counties
Very High in Jefferson County, Douglas County, Larimer County and 7 more.
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Colorado
Hail11 of 64 counties
Very High in Denver County, Arapahoe County, Jefferson County and 1 more.
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Colorado
Strong wind10 of 64 counties
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Colorado
Winter weather10 of 64 counties
Very High in El Paso County, Pueblo County, Larimer County and 3 more.
Tornado9 of 64 counties
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Colorado
Wildfire5 of 64 counties
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Colorado

Source: FEMA National Risk Index, December 2025 release.

Car insurance rules in Colorado

Colorado requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $15,000 of property damage liability, often written 25/50/15.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Colorado How much liability cover do you need?

Source: doi.colorado.gov. Checked 2026-10-24.

Insurance companies Colorado agencies work with

Of the 194 Colorado agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers160 agencies
Liberty Mutual110 agencies
Liberty Mutual (Safeco)109 agencies
Safeco105 agencies
Travelers (Standard Fire)94 agencies
Nationwide88 agencies
Progressive83 agencies
The Hartford83 agencies
Nationwide (Colonial)81 agencies
Nationwide (Allied)80 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Commercial Auto insurance in Colorado

All insurance agencies in Colorado · Commercial Auto insurance in every state

Where can I find commercial auto insurance in Colorado?

Pick your city in the list on this page to see every agency there that offers commercial auto insurance, or search by name or ZIP code.

What does commercial auto insurance cover?

Covers vehicles used for business, which personal auto policies exclude.

Which insurance companies do Colorado agencies work with?

Among the 194 Colorado agencies whose appointments we hold, the companies they are most often appointed with are Travelers (160), Liberty Mutual (110), Liberty Mutual (Safeco) (109), Safeco (105), Travelers (Standard Fire) (94). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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