Colorado has 5,862,189 residents. We list 221 agencies for business owners policy (bop) insurance in Colorado. Here is what the local numbers say about the cover people here need.

Colorado at a glance

221business owners policy (bop) insurance agencies listed
33.8%of households rentRenters insurance
$539,400median home valueHome insurance
1988median year homes were builtRebuild cost calculator
5.2%of households have no carAuto insurance
3.5%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Colorado

How many of Colorado’s 64 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Lightning24 of 64 counties
Very High in Jefferson County, Douglas County, Larimer County and 7 more.
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Colorado
Hail11 of 64 counties
Very High in Denver County, Arapahoe County, Jefferson County and 1 more.
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Colorado
Strong wind10 of 64 counties
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Colorado
Winter weather10 of 64 counties
Very High in El Paso County, Pueblo County, Larimer County and 3 more.
Tornado9 of 64 counties
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Colorado
Wildfire5 of 64 counties
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Colorado

Source: FEMA National Risk Index, December 2025 release.

Insurance companies Colorado agencies work with

Of the 221 Colorado agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers161 agencies
Liberty Mutual131 agencies
Liberty Mutual (Safeco)124 agencies
Safeco120 agencies
Nationwide94 agencies
Travelers (Standard Fire)94 agencies
Nationwide (Colonial)86 agencies
Nationwide (Allied)85 agencies
The Hartford83 agencies
Progressive76 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Business Owners Policy (BOP) insurance in Colorado

All insurance agencies in Colorado · Business Owners Policy (BOP) insurance in every state

Where can I find business owners policy (bop) insurance in Colorado?

Pick your city in the list on this page to see every agency there that offers business owners policy (bop) insurance, or search by name or ZIP code.

What does business owners policy (bop) insurance cover?

Bundles property, liability and business interruption for smaller firms.

Which insurance companies do Colorado agencies work with?

Among the 221 Colorado agencies whose appointments we hold, the companies they are most often appointed with are Travelers (161), Liberty Mutual (131), Liberty Mutual (Safeco) (124), Safeco (120), Nationwide (94). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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