Midland has 136,640 residents in 53,414 households. We list 29 agencies for life insurance in Midland. Here is what the local numbers say about the cover people here need.

Midland at a glance

29life insurance agencies listed
34.9%of households rentRenters insurance
$319,200median home valueHome insurance
1989median year homes were builtRebuild cost calculator
5%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Midland County

FEMA rates the overall natural hazard risk in Midland County, where most Midland agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Midland
Winter weatherRelatively High
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Midland

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Midland agencies work with

Of the 29 Midland agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

UnitedHealthcare12 agencies
Aetna11 agencies
Blue Cross Blue Shield11 agencies
Principal11 agencies
The Hartford11 agencies
Dearborn Life Insurance Company10 agencies
Mutual life carrier10 agencies
National Pacific Dental,10 agencies
Nationwide10 agencies
PACIFICARE LIFE AND HEALTH INSURANCE COMPANY10 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Midland agencies are

Midland agencies we list sit in 9 ZIP codes, mostly in Midland County.

797017 agencies
797055 agencies
797075 agencies
797033 agencies
797022 agencies
797082 agencies
797102 agencies
797112 agencies
797061 agency

Questions

Life insurance in Midland

All insurance agencies in Midland · Life insurance across Texas

Where can I find life insurance in Midland?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Which insurance companies do Midland agencies work with?

Among the 29 Midland agencies whose appointments we hold, the companies they are most often appointed with are UnitedHealthcare (12), Aetna (11), Blue Cross Blue Shield (11), Principal (11), The Hartford (11). An appointed agency can quote that company's policies.

Do I need flood insurance in Midland?

FEMA's National Risk Index rates inland flooding risk in Midland County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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