San Angelo has 99,674 residents in 39,474 households. We list 37 agencies for life insurance in San Angelo. Here is what the local numbers say about the cover people here need.

San Angelo at a glance

37life insurance agencies listed
38.8%of households rentRenters insurance
$187,600median home valueHome insurance
1978median year homes were builtRebuild cost calculator
5.5%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Tom Green County

FEMA rates the overall natural hazard risk in Tom Green County, where most San Angelo agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in San Angelo
Winter weatherRelatively High
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in San Angelo

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in San Angelo How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies San Angelo agencies work with

Of the 37 San Angelo agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Foremost14 agencies
Liberty Mutual13 agencies
Progressive13 agencies
GEICO12 agencies
Home State12 agencies
Liberty Mutual (Safeco)12 agencies
Blue Cross Blue Shield11 agencies
National General11 agencies
Safeco11 agencies
Mercury10 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where San Angelo agencies are

San Angelo agencies we list sit in 5 ZIP codes, mostly in Tom Green County.

7690415 agencies
7690310 agencies
769017 agencies
769024 agencies
769061 agency

Questions

Life insurance in San Angelo

All insurance agencies in San Angelo · Life insurance across Texas

Where can I find life insurance in San Angelo?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Which insurance companies do San Angelo agencies work with?

Among the 37 San Angelo agencies whose appointments we hold, the companies they are most often appointed with are Foremost (14), Liberty Mutual (13), Progressive (13), GEICO (12), Home State (12). An appointed agency can quote that company's policies.

Do I need flood insurance in San Angelo?

FEMA's National Risk Index rates inland flooding risk in Tom Green County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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