Midland has 136,640 residents in 53,414 households. We list 13 agencies for condo insurance in Midland. Here is what the local numbers say about the cover people here need.

Midland at a glance

13condo insurance agencies listed
34.9%of households rentRenters insurance
$319,200median home valueHome insurance
1989median year homes were builtRebuild cost calculator
5%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Midland County

FEMA rates the overall natural hazard risk in Midland County, where most Midland agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Midland
Winter weatherRelatively High
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Midland

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Midland How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Midland agencies work with

Of the 13 Midland agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Home State8 agencies
Progressive8 agencies
American Modern6 agencies
GEICO6 agencies
National General6 agencies
Nationwide (Allied)6 agencies
Travelers6 agencies
Homeowners of America5 agencies
Infinity5 agencies
Mercury5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Midland agencies are

Midland agencies we list sit in 8 ZIP codes, mostly in Midland County.

797073 agencies
797022 agencies
797052 agencies
797102 agencies
797011 agency
797031 agency
797081 agency
797111 agency

Questions

Condo insurance in Midland

All insurance agencies in Midland · Condo insurance across Texas

Where can I find condo insurance in Midland?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does condo insurance cover?

Fills the gap between your condo association master policy and your own unit.

Which insurance companies do Midland agencies work with?

Among the 13 Midland agencies whose appointments we hold, the companies they are most often appointed with are Home State (8), Progressive (8), American Modern (6), GEICO (6), National General (6). An appointed agency can quote that company's policies.

Do I need flood insurance in Midland?

FEMA's National Risk Index rates inland flooding risk in Midland County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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