Las Vegas has 660,400 residents in 247,741 households. We list 105 agencies for life insurance in Las Vegas. Here is what the local numbers say about the cover people here need.

Las Vegas at a glance

105life insurance agencies listed
43.4%of households rentRenters insurance
$427,900median home valueHome insurance
1994median year homes were builtRebuild cost calculator
8.9%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Clark County

FEMA rates the overall natural hazard risk in Clark County, where most Las Vegas agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Las Vegas
EarthquakeRelatively High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Las Vegas
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Las Vegas

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Las Vegas agencies work with

Of the 105 Las Vegas agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

UnitedHealthcare33 agencies
Nationwide29 agencies
Aetna26 agencies
Medicare Advantage24 agencies
Corebridge (AIG Life)23 agencies
Centene22 agencies
Life Insurance Company of the Southwest17 agencies
Sammons16 agencies
Humana15 agencies
Molina Healthcare of Texas,14 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Las Vegas agencies are

Las Vegas agencies we list sit in 31 ZIP codes, mostly in Clark County.

891179 agencies
891458 agencies
891187 agencies
891076 agencies
891286 agencies
891416 agencies
891476 agencies
891135 agencies
891235 agencies
891304 agencies
891444 agencies
891013 agencies
891023 agencies
891203 agencies
891213 agencies
891293 agencies
891353 agencies
891483 agencies
891342 agencies
891432 agencies
891492 agencies
891782 agencies
891792 agencies
891031 agency

Questions

Life insurance in Las Vegas

All insurance agencies in Las Vegas · Life insurance across Nevada

Where can I find life insurance in Las Vegas?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Which insurance companies do Las Vegas agencies work with?

Among the 105 Las Vegas agencies whose appointments we hold, the companies they are most often appointed with are UnitedHealthcare (33), Nationwide (29), Aetna (26), Medicare Advantage (24), Corebridge (AIG Life) (23). An appointed agency can quote that company's policies.

Do I need flood insurance in Las Vegas?

FEMA's National Risk Index rates inland flooding risk in Clark County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

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