Las Vegas has 660,400 residents in 247,741 households. We list 68 agencies for health insurance in Las Vegas. Here is what the local numbers say about the cover people here need.

Las Vegas at a glance

68health insurance agencies listed
43.4%of households rentRenters insurance
$427,900median home valueHome insurance
1994median year homes were builtRebuild cost calculator
8.9%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Clark County

FEMA rates the overall natural hazard risk in Clark County, where most Las Vegas agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Las Vegas
EarthquakeRelatively High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Las Vegas
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Las Vegas

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Nevada

Nevada requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $20,000 of property damage liability, often written 25/50/20. A combined single limit of $70,000 is accepted instead.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Las Vegas How much liability cover do you need?

Source: epubs.nsla.nv.gov, limits in force since 2018-07-01. Checked 2026-10-24.

Insurance companies Las Vegas agencies work with

Of the 68 Las Vegas agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

UnitedHealthcare45 agencies
Medicare Advantage42 agencies
Centene34 agencies
Aetna31 agencies
Molina Healthcare of Texas,21 agencies
SCAN Health Plan Texas,20 agencies
Humana15 agencies
National Pacific Dental,14 agencies
PACIFICARE LIFE AND HEALTH INSURANCE COMPANY14 agencies
Blue Cross Blue Shield13 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Las Vegas agencies are

Las Vegas agencies we list sit in 32 ZIP codes, mostly in Clark County.

891174 agencies
891234 agencies
891294 agencies
891414 agencies
891073 agencies
891133 agencies
891203 agencies
891213 agencies
891453 agencies
891473 agencies
891783 agencies
891012 agencies
891022 agencies
891182 agencies
891282 agencies
891302 agencies
891342 agencies
891432 agencies
891442 agencies
891482 agencies
891492 agencies
891031 agency
891061 agency
891081 agency

Questions

Health insurance in Las Vegas

All insurance agencies in Las Vegas · Health insurance across Nevada

Where can I find health insurance in Las Vegas?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does health insurance cover?

Individual and family medical cover outside an employer plan.

Which insurance companies do Las Vegas agencies work with?

Among the 68 Las Vegas agencies whose appointments we hold, the companies they are most often appointed with are UnitedHealthcare (45), Medicare Advantage (42), Centene (34), Aetna (31), Molina Healthcare of Texas, (21). An appointed agency can quote that company's policies.

Do I need flood insurance in Las Vegas?

FEMA's National Risk Index rates inland flooding risk in Clark County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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