Henderson has 332,141 residents in 132,573 households. We list 19 agencies for life insurance in Henderson. Here is what the local numbers say about the cover people here need.

Henderson at a glance

19life insurance agencies listed
33.9%of households rentRenters insurance
$484,900median home valueHome insurance
2001median year homes were builtRebuild cost calculator
4.3%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Clark County

FEMA rates the overall natural hazard risk in Clark County, where most Henderson agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Henderson
EarthquakeRelatively High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Henderson
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Henderson

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Nevada

Nevada requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $20,000 of property damage liability, often written 25/50/20. A combined single limit of $70,000 is accepted instead.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Henderson How much liability cover do you need?

Source: epubs.nsla.nv.gov, limits in force since 2018-07-01. Checked 2026-10-24.

Insurance companies Henderson agencies work with

Of the 19 Henderson agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

UnitedHealthcare5 agencies
Aetna4 agencies
Medicare Advantage4 agencies
Annuity carrier3 agencies
Centene3 agencies
Corebridge (AIG Life)3 agencies
Fidelity & Guaranty Life Insurance Company3 agencies
Molina Healthcare of Texas,3 agencies
Pruco Life Insurance Company3 agencies
Sammons3 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Henderson agencies are

Henderson agencies we list sit in 7 ZIP codes, mostly in Clark County.

890526 agencies
890125 agencies
890143 agencies
890022 agencies
890111 agency
890441 agency
890531 agency

Questions

Life insurance in Henderson

All insurance agencies in Henderson · Life insurance across Nevada

Where can I find life insurance in Henderson?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Which insurance companies do Henderson agencies work with?

Among the 19 Henderson agencies whose appointments we hold, the companies they are most often appointed with are UnitedHealthcare (5), Aetna (4), Medicare Advantage (4), Annuity carrier (3), Centene (3). An appointed agency can quote that company's policies.

Do I need flood insurance in Henderson?

FEMA's National Risk Index rates inland flooding risk in Clark County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Life insurance near Henderson

For insurance agencies

Is your Henderson agency listed?

Claim your free listing to keep your details right, then add your logo, website and social profiles.

Claim your listing