Landlord insurance · Nevada

Landlord Insurance Agencies in Henderson, NV

Covers a property you rent out, including loss of rental income.

Local insight

Landlord insurance in Henderson: what to know

Henderson has 332,141 residents in 132,573 households. We list 8 agencies for landlord insurance in Henderson. Here is what the local numbers say about the cover people here need.

Henderson at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Clark County

FEMA rates the overall natural hazard risk in Clark County, where most Henderson agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

  • Inland floodingVery High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance
  • WildfireRelatively High

    Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.

    Home insurance in Henderson
  • EarthquakeRelatively High

    Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.

    Earthquake insurance
  • HailRelatively High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Henderson
  • LightningRelatively High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Henderson

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Nevada

Nevada requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $20,000 of property damage liability, often written 25/50/20. A combined single limit of $70,000 is accepted instead.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: epubs.nsla.nv.gov, limits in force since 2018-07-01. Checked 2026-10-24.

Where Henderson agencies are

Henderson agencies we list sit in 6 ZIP codes, mostly in Clark County.

  • 890523 agencies
  • 890021 agency
  • 890111 agency
  • 890121 agency
  • 890141 agency
  • 890741 agency
Where can I find landlord insurance in Henderson?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does landlord insurance cover?

Covers a property you rent out, including loss of rental income.

Do I need flood insurance in Henderson?

FEMA's National Risk Index rates inland flooding risk in Clark County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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Landlord insurance near Henderson

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