Home insurance · Alaska

Home Insurance Agencies in Anchorage, AK

Covers your building, your contents and your liability as a homeowner.

Local insight

Home insurance in Anchorage: what to know

Anchorage has 288,976 residents in 108,597 households. We list 9 agencies for home insurance in Anchorage. Here is what the local numbers say about the cover people here need.

Anchorage at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Anchorage Municipality

FEMA rates the overall natural hazard risk in Anchorage Municipality, where most Anchorage agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • Winter weatherVery High
  • EarthquakeRelatively High

    Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.

    Earthquake insurance in Alaska

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Where Anchorage agencies are

Anchorage agencies we list sit in 4 ZIP codes, mostly in Anchorage Municipality.

  • 995033 agencies
  • 995183 agencies
  • 995012 agencies
  • 995191 agency
Where can I find home insurance in Anchorage?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does home insurance cover?

Covers your building, your contents and your liability as a homeowner.

Do I need flood insurance in Anchorage?

FEMA's National Risk Index rates coastal flooding risk in Anchorage Municipality as Very Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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