Anchorage has 288,976 residents in 108,597 households. We list 10 agencies for auto insurance in Anchorage. Here is what the local numbers say about the cover people here need.

Anchorage at a glance

10auto insurance agencies listed
36.1%of households rentRenters insurance
$395,900median home valueHome insurance
1982median year homes were builtRebuild cost calculator
5.9%of households have no carAuto insurance
4%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Anchorage Municipality

FEMA rates the overall natural hazard risk in Anchorage Municipality, where most Anchorage agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
EarthquakeRelatively High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance in Alaska

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Alaska

Alaska requires drivers to carry at least $50,000 of bodily injury liability per person, $100,000 per accident and $25,000 of property damage liability, often written 50/100/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Anchorage How much liability cover do you need?

Source: dmv.alaska.gov. Checked 2026-10-24.

Where Anchorage agencies are

Anchorage agencies we list sit in 4 ZIP codes, mostly in Anchorage Municipality.

995034 agencies
995183 agencies
995012 agencies
995191 agency

Questions

Auto insurance in Anchorage

All insurance agencies in Anchorage · Auto insurance across Alaska

Where can I find auto insurance in Anchorage?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does auto insurance cover?

Covers your car for damage, theft and the harm you could cause to others.

Do I need flood insurance in Anchorage?

FEMA's National Risk Index rates coastal flooding risk in Anchorage Municipality as Very Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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