Alaska has 735,706 residents. We list 5 agencies for earthquake insurance in Alaska. Here is what the local numbers say about the cover people here need.

Alaska at a glance

5earthquake insurance agencies listed
33.2%of households rentRenters insurance
$352,900median home valueHome insurance
1986median year homes were builtRebuild cost calculator
9%of households have no carAuto insurance
3.9%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Alaska

How many of Alaska’s 30 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Earthquake3 of 30 counties
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance in Alaska
Winter weather7 of 30 counties
Very High in Anchorage Municipality, Fairbanks North Star Borough.

Source: FEMA National Risk Index, December 2025 release.

Car insurance rules in Alaska

Alaska requires drivers to carry at least $50,000 of bodily injury liability per person, $100,000 per accident and $25,000 of property damage liability, often written 50/100/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Alaska How much liability cover do you need?

Source: dmv.alaska.gov. Checked 2026-10-24.

Questions

Earthquake insurance in Alaska

All insurance agencies in Alaska · Earthquake insurance in every state

Where can I find earthquake insurance in Alaska?

Pick your city in the list on this page to see every agency there that offers earthquake insurance, or search by name or ZIP code.

What does earthquake insurance cover?

Earthquake damage is excluded from home policies and needs its own cover.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

For insurance agencies

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