Umbrella Insurance Agencies in Alaska

Alaska at a glance

• 11umbrella insurance agencies listed
• 33.2%of households rentRenters insurance
• $352,900median home valueHome insurance
• 1986median year homes were builtRebuild cost calculator
• 9%of households have no carAuto insurance
• 3.9%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Alaska

How many of Alaska’s 30 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

• Winter weather7 of 30 counties

  Very High in Anchorage Municipality, Fairbanks North Star Borough.

• Earthquake3 of 30 counties

  Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.

  Earthquake insurance in Alaska

Source: FEMA National Risk Index, December 2025 release.

Car insurance rules in Alaska

Alaska requires drivers to carry at least $50,000 of bodily injury liability per person, $100,000 per accident and $25,000 of property damage liability, often written 50/100/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in AlaskaHow much liability cover do you need?

Source: dmv.alaska.gov. Checked 2026-10-24.