Health insurance · Texas

Health Insurance Agencies in Laredo, TX

Individual and family medical cover outside an employer plan.

Local insight

Health insurance in Laredo: what to know

Laredo has 257,619 residents in 78,082 households. We list 29 agencies for health insurance in Laredo. Here is what the local numbers say about the cover people here need.

Laredo at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Laredo agencies work with

Of the 29 Laredo agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. UnitedHealthcare22 agencies
  2. Aetna17 agencies
  3. Medicare Advantage17 agencies
  4. Blue Cross Blue Shield15 agencies
  5. Humana10 agencies
  6. Centene9 agencies
  7. Dearborn Life Insurance Company8 agencies
  8. National Pacific Dental,8 agencies
  9. PACIFICARE LIFE AND HEALTH INSURANCE COMPANY8 agencies
  10. Corebridge (AIG Life)7 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Laredo agencies are

Laredo agencies we list sit in 6 ZIP codes, mostly in Webb County.

  • 780419 agencies
  • 780459 agencies
  • 780404 agencies
  • 780433 agencies
  • 780442 agencies
  • 780462 agencies
Where can I find health insurance in Laredo?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does health insurance cover?

Individual and family medical cover outside an employer plan.

Which insurance companies do Laredo agencies work with?

Among the 29 Laredo agencies whose appointments we hold, the companies they are most often appointed with are UnitedHealthcare (22), Aetna (17), Medicare Advantage (17), Blue Cross Blue Shield (15), Humana (10). An appointed agency can quote that company's policies.

Do I need flood insurance in Laredo?

FEMA's National Risk Index rates inland flooding risk in Webb County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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