Laredo has 257,619 residents in 78,082 households. We list 30 agencies for accident & health insurance in Laredo. Here is what the local numbers say about the cover people here need.

Laredo at a glance

30accident & health insurance agencies listed
35.9%of households rentRenters insurance
$193,500median home valueHome insurance
1997median year homes were builtRebuild cost calculator
6.6%of households have no carAuto insurance
7.6%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Laredo How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Laredo agencies work with

Of the 30 Laredo agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

UnitedHealthcare22 agencies
Aetna17 agencies
Medicare Advantage17 agencies
Blue Cross Blue Shield15 agencies
Humana10 agencies
Centene9 agencies
Dearborn Life Insurance Company8 agencies
GEICO8 agencies
Life Insurance Company of the Southwest8 agencies
National Pacific Dental,8 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Laredo agencies are

Laredo agencies we list sit in 6 ZIP codes, mostly in Webb County.

7804110 agencies
780459 agencies
780404 agencies
780433 agencies
780442 agencies
780462 agencies

Questions

Accident & Health insurance in Laredo

All insurance agencies in Laredo · Accident & Health insurance across Texas

Where can I find accident & health insurance in Laredo?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does accident & health insurance cover?

Supplemental cover that pays out on accident, illness or hospital stay.

Which insurance companies do Laredo agencies work with?

Among the 30 Laredo agencies whose appointments we hold, the companies they are most often appointed with are UnitedHealthcare (22), Aetna (17), Medicare Advantage (17), Blue Cross Blue Shield (15), Humana (10). An appointed agency can quote that company's policies.

Do I need flood insurance in Laredo?

FEMA's National Risk Index rates inland flooding risk in Webb County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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