Commercial Auto insurance · Texas

Commercial Auto Insurance Agencies in Laredo, TX

Covers vehicles used for business, which personal auto policies exclude.

Local insight

Commercial Auto insurance in Laredo: what to know

Laredo has 257,619 residents in 78,082 households. We list 27 agencies for commercial auto insurance in Laredo. Here is what the local numbers say about the cover people here need.

Laredo at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Laredo agencies work with

Of the 27 Laredo agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Progressive26 agencies
  2. GEICO15 agencies
  3. Incline13 agencies
  4. Home State12 agencies
  5. Old American11 agencies
  6. Foremost9 agencies
  7. WESTERN SURETY COMPANY9 agencies
  8. Agricultural Workers Mutual Auto Insurance Company8 agencies
  9. Corebridge (AIG Life)7 agencies
  10. Homeowners of America7 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Laredo agencies are

Laredo agencies we list sit in 7 ZIP codes, mostly in Webb County.

  • 7804112 agencies
  • 780457 agencies
  • 780403 agencies
  • 780462 agencies
  • 780421 agency
  • 780431 agency
  • 780441 agency

Questions

Commercial Auto insurance in Laredo

All insurance agencies in Laredo · Commercial Auto insurance across Texas

Where can I find commercial auto insurance in Laredo?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does commercial auto insurance cover?

Covers vehicles used for business, which personal auto policies exclude.

Which insurance companies do Laredo agencies work with?

Among the 27 Laredo agencies whose appointments we hold, the companies they are most often appointed with are Progressive (26), GEICO (15), Incline (13), Home State (12), Old American (11). An appointed agency can quote that company's policies.

Do I need flood insurance in Laredo?

FEMA's National Risk Index rates inland flooding risk in Webb County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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