Condo Insurance Agencies in Mount Pleasant, SC

Mount Pleasant at a glance

• 3condo insurance agencies listed
• 26.4%of households rentRenters insurance
• $748,500median home valueHome insurance
• 2000median year homes were builtRebuild cost calculator
• 2.6%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Charleston County

FEMA rates the overall natural hazard risk in Charleston County, where most Mount Pleasant agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

• Coastal floodingVery High

  Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.

  Flood insurance
• HurricaneVery High

  Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.

  Home insurance in Mount Pleasant
• EarthquakeRelatively High

  Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.

  Earthquake insurance
• Ice stormRelatively High
• LightningRelatively High

  Fire and lightning are standard covered causes of loss on home policies.

  Home insurance in Mount Pleasant

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in South Carolina

South Carolina requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25. It also requires uninsured motorist coverage ($25,000 per person, $50,000 per accident) and uninsured motorist property damage coverage ($25,000).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in South CarolinaHow much liability cover do you need?

Source: scstatehouse.gov. Checked 2026-10-24.

Where Mount Pleasant agencies are

Mount Pleasant agencies we list sit in 2 ZIP codes, mostly in Charleston County.

• 294662 agencies
• 294641 agency