South Carolina has 5,296,225 residents. We list 44 agencies for condo insurance in South Carolina. Here is what the local numbers say about the cover people here need.

South Carolina at a glance

44condo insurance agencies listed
28.1%of households rentRenters insurance
$259,000median home valueHome insurance
1992median year homes were builtRebuild cost calculator
5.7%of households have no carAuto insurance
14.2%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across South Carolina

How many of South Carolina’s 46 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Ice storm29 of 46 counties
Very High in Greenville County, Spartanburg County, York County and 3 more.
Lightning20 of 46 counties
Very High in Greenville County, Spartanburg County.
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in South Carolina
Hurricane15 of 46 counties
Very High in Charleston County, Horry County, Beaufort County and 2 more.
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in South Carolina
Strong wind14 of 46 counties
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in South Carolina
Tornado7 of 46 counties
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in South Carolina
Coastal flooding4 of 46 counties
Very High in Charleston County.
Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.
Flood insurance in every state

Source: FEMA National Risk Index, December 2025 release.

Insurance companies South Carolina agencies work with

Of the 44 South Carolina agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers29 agencies
Liberty Mutual18 agencies
Safeco18 agencies
Travelers (Standard Fire)17 agencies
Liberty Mutual (Safeco)15 agencies
Progressive13 agencies
The Hartford13 agencies
Markel12 agencies
Nationwide12 agencies
Chubb11 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Condo insurance in South Carolina

All insurance agencies in South Carolina · Condo insurance in every state

Where can I find condo insurance in South Carolina?

Pick your city in the list on this page to see every agency there that offers condo insurance, or search by name or ZIP code.

What does condo insurance cover?

Fills the gap between your condo association master policy and your own unit.

Which insurance companies do South Carolina agencies work with?

Among the 44 South Carolina agencies whose appointments we hold, the companies they are most often appointed with are Travelers (29), Liberty Mutual (18), Safeco (18), Travelers (Standard Fire) (17), Liberty Mutual (Safeco) (15). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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