Mount Pleasant has 93,993 residents in 39,884 households. We list 41 insurance agencies in Mount Pleasant. Here is what the local numbers say about the cover people here need.

Mount Pleasant at a glance

41insurance agencies listed
26.4%of households rentRenters insurance
$748,500median home valueHome insurance
2000median year homes were builtRebuild cost calculator
2.6%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Charleston County

FEMA rates the overall natural hazard risk in Charleston County, where most Mount Pleasant agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Coastal floodingVery High
Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.
Flood insurance
HurricaneVery High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Mount Pleasant
EarthquakeRelatively High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
Ice stormRelatively High
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Mount Pleasant

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Mount Pleasant agencies work with

Of the 18 Mount Pleasant agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Transamerica4 agencies
UnitedHealthcare4 agencies
National Pacific Dental,3 agencies
Nationwide3 agencies
PACIFICARE LIFE AND HEALTH INSURANCE COMPANY3 agencies
Aetna2 agencies
American Heritage Life Insurance Company2 agencies
Ameritas Life Insurance2 agencies
BANNER LIFE INSURANCE COMPANY2 agencies
Blue Cross Blue Shield2 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Mount Pleasant agencies can write

Share of the 41 agencies listed in Mount Pleasant that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Mount Pleasant agencies are

Mount Pleasant agencies we list sit in 3 ZIP codes, mostly in Charleston County.

2946427 agencies
2946612 agencies
294652 agencies

Questions

Insurance agencies in Mount Pleasant

How do I find an insurance agency in Mount Pleasant?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Mount Pleasant?

Most often life, home, health, accident & health, annuities. Pick a type in the filters to narrow the list.

Which insurance companies do Mount Pleasant agencies work with?

Among the 18 Mount Pleasant agencies whose appointments we hold, the companies they are most often appointed with are Transamerica (4), UnitedHealthcare (4), National Pacific Dental, (3), Nationwide (3), PACIFICARE LIFE AND HEALTH INSURANCE COMPANY (3). An appointed agency can quote that company's policies.

Do I need flood insurance in Mount Pleasant?

FEMA's National Risk Index rates coastal flooding risk in Charleston County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Mount Pleasant?

26.4% of households in Mount Pleasant rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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