El Paso has 680,130 residents in 245,346 households. We list 150 agencies for boat insurance in El Paso. Here is what the local numbers say about the cover people here need.

El Paso at a glance

150boat insurance agencies listed
39.2%of households rentRenters insurance
$184,500median home valueHome insurance
1984median year homes were builtRebuild cost calculator
7.1%of households have no carAuto insurance
3%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in El Paso County

FEMA rates the overall natural hazard risk in El Paso County, where most El Paso agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in El Paso
HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in El Paso
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in El Paso

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in El Paso How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies El Paso agencies work with

Of the 150 El Paso agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Progressive75 agencies
GEICO67 agencies
Foremost65 agencies
Redpoint65 agencies
Old American60 agencies
Home State53 agencies
GAINSCO52 agencies
Homeowners of America45 agencies
WESTERN SURETY COMPANY43 agencies
Incline42 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where El Paso agencies are

El Paso agencies we list sit in 24 ZIP codes, mostly in El Paso County.

7993622 agencies
7991217 agencies
7992517 agencies
7990212 agencies
7993812 agencies
7993511 agencies
799078 agencies
799288 agencies
799037 agencies
799016 agencies
799325 agencies
799244 agencies
799043 agencies
799153 agencies
799273 agencies
799052 agencies
799112 agencies
799132 agencies
799221 agency
799231 agency
799291 agency
799951 agency
799961 agency
799971 agency

Questions

Boat insurance in El Paso

All insurance agencies in El Paso · Boat insurance across Texas

Where can I find boat insurance in El Paso?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does boat insurance cover?

Covers your hull, motor, trailer and liability on the water.

Which insurance companies do El Paso agencies work with?

Among the 150 El Paso agencies whose appointments we hold, the companies they are most often appointed with are Progressive (75), GEICO (67), Foremost (65), Redpoint (65), Old American (60). An appointed agency can quote that company's policies.

Do I need flood insurance in El Paso?

FEMA's National Risk Index rates inland flooding risk in El Paso County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Boat insurance near El Paso

For insurance agencies

Is your El Paso agency listed?

Claim your free listing to keep your details right, then add your logo, website and social profiles.

Claim your listing