Disability Income insurance · Texas

Disability Income Insurance Agencies in El Paso, TX

Replaces part of your income if illness or injury stops you working.

Local insight

Disability Income insurance in El Paso: what to know

El Paso has 680,130 residents in 245,346 households. We list 11 agencies for disability income insurance in El Paso. Here is what the local numbers say about the cover people here need.

El Paso at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in El Paso County

FEMA rates the overall natural hazard risk in El Paso County, where most El Paso agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • Winter weatherVery High
  • LightningVery High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in El Paso
  • HailVery High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in El Paso
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in Texas
  • Strong windRelatively High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in El Paso

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies El Paso agencies work with

Of the 11 El Paso agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Aetna10 agencies
  2. Blue Cross Blue Shield10 agencies
  3. Corebridge (AIG Life)7 agencies
  4. Humana7 agencies
  5. Mutual life carrier7 agencies
  6. Mutual of Omaha7 agencies
  7. UnitedHealthcare7 agencies
  8. Ameritas Life Insurance6 agencies
  9. Cigna6 agencies
  10. Dearborn Life Insurance Company6 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where El Paso agencies are

El Paso agencies we list sit in 6 ZIP codes, mostly in El Paso County.

  • 799124 agencies
  • 799022 agencies
  • 799362 agencies
  • 799011 agency
  • 799251 agency
  • 799351 agency

Questions

Disability Income insurance in El Paso

All insurance agencies in El Paso · Disability Income insurance across Texas

Where can I find disability income insurance in El Paso?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does disability income insurance cover?

Replaces part of your income if illness or injury stops you working.

Which insurance companies do El Paso agencies work with?

Among the 11 El Paso agencies whose appointments we hold, the companies they are most often appointed with are Aetna (10), Blue Cross Blue Shield (10), Corebridge (AIG Life) (7), Humana (7), Mutual life carrier (7). An appointed agency can quote that company's policies.

Do I need flood insurance in El Paso?

FEMA's National Risk Index rates inland flooding risk in El Paso County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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