Odessa has 115,322 residents in 46,660 households. We list 31 agencies for boat insurance in Odessa. Here is what the local numbers say about the cover people here need.

Odessa at a glance

31boat insurance agencies listed
40.2%of households rentRenters insurance
$223,100median home valueHome insurance
1980median year homes were builtRebuild cost calculator
7%of households have no carAuto insurance
3.4%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Ector County

FEMA rates the overall natural hazard risk in Ector County, where most Odessa agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Odessa
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Odessa
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Odessa

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Odessa How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Odessa agencies work with

Of the 31 Odessa agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Progressive18 agencies
GEICO16 agencies
Foremost15 agencies
Home State15 agencies
Liberty Mutual12 agencies
American Modern11 agencies
Liberty Mutual (Safeco)11 agencies
Old American11 agencies
Redpoint11 agencies
National General10 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Odessa agencies are

Odessa agencies we list sit in 7 ZIP codes, mostly in Ector County.

7976112 agencies
797626 agencies
797635 agencies
797603 agencies
797653 agencies
797641 agency
797681 agency

Questions

Boat insurance in Odessa

All insurance agencies in Odessa · Boat insurance across Texas

Where can I find boat insurance in Odessa?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does boat insurance cover?

Covers your hull, motor, trailer and liability on the water.

Which insurance companies do Odessa agencies work with?

Among the 31 Odessa agencies whose appointments we hold, the companies they are most often appointed with are Progressive (18), GEICO (16), Foremost (15), Home State (15), Liberty Mutual (12). An appointed agency can quote that company's policies.

Do I need flood insurance in Odessa?

FEMA's National Risk Index rates inland flooding risk in Ector County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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