Odessa has 115,322 residents in 46,660 households. We list 8 agencies for health insurance in Odessa. Here is what the local numbers say about the cover people here need.

Odessa at a glance

8health insurance agencies listed
40.2%of households rentRenters insurance
$223,100median home valueHome insurance
1980median year homes were builtRebuild cost calculator
7%of households have no carAuto insurance
3.4%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Ector County

FEMA rates the overall natural hazard risk in Ector County, where most Odessa agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Odessa
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Odessa
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Odessa

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Odessa How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Where Odessa agencies are

Odessa agencies we list sit in 5 ZIP codes, mostly in Ector County.

797614 agencies
797601 agency
797621 agency
797641 agency
797651 agency

Questions

Health insurance in Odessa

All insurance agencies in Odessa · Health insurance across Texas

Where can I find health insurance in Odessa?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does health insurance cover?

Individual and family medical cover outside an employer plan.

Do I need flood insurance in Odessa?

FEMA's National Risk Index rates inland flooding risk in Ector County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Health insurance near Odessa

For insurance agencies

Is your Odessa agency listed?

Claim your free listing to keep your details right, then add your logo, website and social profiles.

Claim your listing