Metairie has 139,729 residents in 61,248 households. We list 19 agencies for auto insurance in Metairie. Here is what the local numbers say about the cover people here need.

Metairie at a glance

19auto insurance agencies listed
37.9%of households rentRenters insurance
$327,500median home valueHome insurance
1972median year homes were builtRebuild cost calculator
5.3%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Jefferson Parish

FEMA rates the overall natural hazard risk in Jefferson Parish, where most Metairie agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

HurricaneVery High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Metairie
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Metairie
Coastal floodingVery High
Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.
Flood insurance
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Metairie
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Louisiana

Louisiana requires drivers to carry at least $15,000 of bodily injury liability per person, $30,000 per accident and $25,000 of property damage liability, often written 15/30/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Metairie How much liability cover do you need?

Source: ldi.la.gov. Checked 2026-10-24.

Insurance companies Metairie agencies work with

Of the 19 Metairie agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers10 agencies
Progressive9 agencies
The Hartford9 agencies
Employers7 agencies
Travelers (Standard Fire)6 agencies
WESTERN SURETY COMPANY6 agencies
AmTrust5 agencies
Chubb5 agencies
CNA5 agencies
Liberty Mutual5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Metairie agencies are

Metairie agencies we list sit in 7 ZIP codes, mostly in Jefferson Parish.

700016 agencies
700026 agencies
700053 agencies
700031 agency
700041 agency
700061 agency
700091 agency

Questions

Auto insurance in Metairie

All insurance agencies in Metairie · Auto insurance across Louisiana

Where can I find auto insurance in Metairie?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does auto insurance cover?

Covers your car for damage, theft and the harm you could cause to others.

Which insurance companies do Metairie agencies work with?

Among the 19 Metairie agencies whose appointments we hold, the companies they are most often appointed with are Travelers (10), Progressive (9), The Hartford (9), Employers (7), Travelers (Standard Fire) (6). An appointed agency can quote that company's policies.

Do I need flood insurance in Metairie?

FEMA's National Risk Index rates coastal flooding risk in Jefferson Parish as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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