Inland Marine insurance · Louisiana

Inland Marine Insurance Agencies in Metairie, LA

Covers goods, tools and equipment while in transit or away from your premises.

Local insight

Inland Marine insurance in Metairie: what to know

Metairie has 139,729 residents in 61,248 households. We list 8 agencies for inland marine insurance in Metairie. Here is what the local numbers say about the cover people here need.

Metairie at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Jefferson Parish

FEMA rates the overall natural hazard risk in Jefferson Parish, where most Metairie agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • HurricaneVery High

    Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.

    Home insurance in Metairie
  • LightningVery High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Metairie
  • Coastal floodingVery High

    Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.

    Flood insurance
  • HailRelatively High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Metairie
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Louisiana

Louisiana requires drivers to carry at least $15,000 of bodily injury liability per person, $30,000 per accident and $25,000 of property damage liability, often written 15/30/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in MetairieHow much liability cover do you need?

Source: ldi.la.gov. Checked 2026-10-24.

Where Metairie agencies are

Metairie agencies we list sit in 3 ZIP codes, mostly in Jefferson Parish.

  • 700014 agencies
  • 700022 agencies
  • 700052 agencies

Questions

Inland Marine insurance in Metairie

All insurance agencies in Metairie · Inland Marine insurance across Louisiana

Where can I find inland marine insurance in Metairie?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does inland marine insurance cover?

Covers goods, tools and equipment while in transit or away from your premises.

Do I need flood insurance in Metairie?

FEMA's National Risk Index rates coastal flooding risk in Jefferson Parish as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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Inland Marine insurance near Metairie

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