Baton Rouge has 222,771 residents in 88,205 households. We list 30 agencies for auto insurance in Baton Rouge. Here is what the local numbers say about the cover people here need.

Baton Rouge at a glance

30auto insurance agencies listed
52.2%of households rentRenters insurance
$234,700median home valueHome insurance
1976median year homes were builtRebuild cost calculator
12%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in East Baton Rouge Parish

FEMA rates the overall natural hazard risk in East Baton Rouge Parish, where most Baton Rouge agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Baton Rouge
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Baton Rouge
HurricaneVery High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Baton Rouge
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Baton Rouge

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Louisiana

Louisiana requires drivers to carry at least $15,000 of bodily injury liability per person, $30,000 per accident and $25,000 of property damage liability, often written 15/30/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Baton Rouge How much liability cover do you need?

Source: ldi.la.gov. Checked 2026-10-24.

Insurance companies Baton Rouge agencies work with

Of the 30 Baton Rouge agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Progressive12 agencies
American Modern10 agencies
Liberty Mutual10 agencies
The Hartford9 agencies
WESTERN SURETY COMPANY8 agencies
Liberty Mutual (Safeco)7 agencies
CNA6 agencies
Home State6 agencies
Safeco6 agencies
AmTrust5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Baton Rouge agencies are

Baton Rouge agencies we list sit in 11 ZIP codes, mostly in East Baton Rouge Parish.

708097 agencies
708086 agencies
708165 agencies
708063 agencies
708103 agencies
708021 agency
708051 agency
708171 agency
708181 agency
708791 agency
708981 agency

Questions

Auto insurance in Baton Rouge

All insurance agencies in Baton Rouge · Auto insurance across Louisiana

Where can I find auto insurance in Baton Rouge?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does auto insurance cover?

Covers your car for damage, theft and the harm you could cause to others.

Which insurance companies do Baton Rouge agencies work with?

Among the 30 Baton Rouge agencies whose appointments we hold, the companies they are most often appointed with are Progressive (12), American Modern (10), Liberty Mutual (10), The Hartford (9), WESTERN SURETY COMPANY (8). An appointed agency can quote that company's policies.

Do I need flood insurance in Baton Rouge?

FEMA's National Risk Index rates inland flooding risk in East Baton Rouge Parish as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Auto insurance near Baton Rouge

For insurance agencies

Is your Baton Rouge agency listed?

Claim your free listing to keep your details right, then add your logo, website and social profiles.

Claim your listing