Baton Rouge has 222,771 residents in 88,205 households. We list 13 agencies for workers' compensation insurance in Baton Rouge. Here is what the local numbers say about the cover people here need.

Baton Rouge at a glance

13workers' compensation insurance agencies listed
52.2%of households rentRenters insurance
$234,700median home valueHome insurance
1976median year homes were builtRebuild cost calculator
12%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in East Baton Rouge Parish

FEMA rates the overall natural hazard risk in East Baton Rouge Parish, where most Baton Rouge agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Baton Rouge
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Baton Rouge
HurricaneVery High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Baton Rouge
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Baton Rouge

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Louisiana

Louisiana requires drivers to carry at least $15,000 of bodily injury liability per person, $30,000 per accident and $25,000 of property damage liability, often written 15/30/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Baton Rouge How much liability cover do you need?

Source: ldi.la.gov. Checked 2026-10-24.

Insurance companies Baton Rouge agencies work with

Of the 13 Baton Rouge agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Liberty Mutual10 agencies
The Hartford9 agencies
American Modern7 agencies
CNA6 agencies
Liberty Mutual (Safeco)6 agencies
AmTrust5 agencies
Progressive5 agencies
Safeco5 agencies
WESTERN SURETY COMPANY5 agencies
Employers4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Baton Rouge agencies are

Baton Rouge agencies we list sit in 6 ZIP codes, mostly in East Baton Rouge Parish.

708095 agencies
708082 agencies
708102 agencies
708162 agencies
708021 agency
708061 agency

Questions

Workers' Compensation insurance in Baton Rouge

All insurance agencies in Baton Rouge · Workers' Compensation insurance across Louisiana

Where can I find workers' compensation insurance in Baton Rouge?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does workers' compensation insurance cover?

Pays medical costs and lost wages when an employee is hurt at work.

Which insurance companies do Baton Rouge agencies work with?

Among the 13 Baton Rouge agencies whose appointments we hold, the companies they are most often appointed with are Liberty Mutual (10), The Hartford (9), American Modern (7), CNA (6), Liberty Mutual (Safeco) (6). An appointed agency can quote that company's policies.

Do I need flood insurance in Baton Rouge?

FEMA's National Risk Index rates inland flooding risk in East Baton Rouge Parish as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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Workers' Compensation insurance near Baton Rouge

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