Pearland has 127,514 residents in 44,410 households. We list 16 agencies for vacant land insurance in Pearland. Here is what the local numbers say about the cover people here need.

Pearland at a glance

16vacant land insurance agencies listed
23.8%of households rentRenters insurance
$356,300median home valueHome insurance
2003median year homes were builtRebuild cost calculator
2.3%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Brazoria County

FEMA rates the overall natural hazard risk in Brazoria County, where most Pearland agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Pearland
HurricaneRelatively High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Pearland
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Pearland
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Pearland How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Pearland agencies work with

Of the 16 Pearland agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Foremost12 agencies
American Modern9 agencies
Progressive8 agencies
GEICO6 agencies
Homeowners of America6 agencies
Infinity6 agencies
Agricultural Workers Mutual Auto Insurance Company5 agencies
Incline5 agencies
Allstate4 agencies
Home State4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Pearland agencies are

Pearland agencies we list sit in 2 ZIP codes, mostly in Brazoria County.

7758412 agencies
775814 agencies

Questions

Vacant Land insurance in Pearland

All insurance agencies in Pearland · Vacant Land insurance across Texas

Where can I find vacant land insurance in Pearland?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does vacant land insurance cover?

Liability cover for land you own but have not built on.

Which insurance companies do Pearland agencies work with?

Among the 16 Pearland agencies whose appointments we hold, the companies they are most often appointed with are Foremost (12), American Modern (9), Progressive (8), GEICO (6), Homeowners of America (6). An appointed agency can quote that company's policies.

Do I need flood insurance in Pearland?

FEMA's National Risk Index rates inland flooding risk in Brazoria County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

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