Vacant Land insurance · Texas

Vacant Land Insurance Agencies in League City, TX

Liability cover for land you own but have not built on.

Local insight

Vacant Land insurance in League City: what to know

League City has 116,215 residents in 42,950 households. We list 16 agencies for vacant land insurance in League City. Here is what the local numbers say about the cover people here need.

League City at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Galveston County

FEMA rates the overall natural hazard risk in Galveston County, where most League City agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • LightningVery High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in League City
  • HurricaneRelatively High

    Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.

    Home insurance in League City
  • TornadoRelatively High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in League City
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in League City
  • Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies League City agencies work with

Of the 16 League City agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Foremost14 agencies
  2. Progressive12 agencies
  3. American Modern11 agencies
  4. GEICO9 agencies
  5. Homeowners of America8 agencies
  6. Porch8 agencies
  7. Agricultural Workers Mutual Auto Insurance Company7 agencies
  8. Home State7 agencies
  9. Incline7 agencies
  10. Mercury7 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where League City agencies are

League City agencies we list sit in 2 ZIP codes, mostly in Galveston County.

  • 7757315 agencies
  • 775741 agency

Questions

Vacant Land insurance in League City

All insurance agencies in League City · Vacant Land insurance across Texas

Where can I find vacant land insurance in League City?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does vacant land insurance cover?

Liability cover for land you own but have not built on.

Which insurance companies do League City agencies work with?

Among the 16 League City agencies whose appointments we hold, the companies they are most often appointed with are Foremost (14), Progressive (12), American Modern (11), GEICO (9), Homeowners of America (8). An appointed agency can quote that company's policies.

Do I need flood insurance in League City?

FEMA's National Risk Index rates inland flooding risk in Galveston County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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