Vacant Land insurance · Texas

Vacant Land Insurance Agencies in Fort Worth, TX

Liability cover for land you own but have not built on.

Local insight

Vacant Land insurance in Fort Worth: what to know

Fort Worth has 963,194 residents in 342,126 households. We list 84 agencies for vacant land insurance in Fort Worth. Here is what the local numbers say about the cover people here need.

Fort Worth at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Tarrant County

FEMA rates the overall natural hazard risk in Tarrant County, where most Fort Worth agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • HailVery High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Fort Worth
  • TornadoVery High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Fort Worth
  • Ice stormVery High
  • Winter weatherVery High
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in Fort Worth

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Fort Worth agencies work with

Of the 84 Fort Worth agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Foremost75 agencies
  2. Progressive48 agencies
  3. Home State44 agencies
  4. GEICO43 agencies
  5. American Modern40 agencies
  6. Old American36 agencies
  7. National General35 agencies
  8. Incline33 agencies
  9. Liberty Mutual33 agencies
  10. Liberty Mutual (Safeco)32 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Fort Worth agencies are

Fort Worth agencies we list sit in 26 ZIP codes, mostly in Tarrant County.

  • 7611610 agencies
  • 761077 agencies
  • 761106 agencies
  • 761266 agencies
  • 761796 agencies
  • 761025 agencies
  • 761095 agencies
  • 761335 agencies
  • 761375 agencies
  • 761774 agencies
  • 761143 agencies
  • 761323 agencies
  • 761403 agencies
  • 761082 agencies
  • 761312 agencies
  • 761642 agencies
  • 761011 agency
  • 761031 agency
  • 761061 agency
  • 761111 agency
  • 761121 agency
  • 761151 agency
  • 761181 agency
  • 761191 agency

Questions

Vacant Land insurance in Fort Worth

All insurance agencies in Fort Worth · Vacant Land insurance across Texas

Where can I find vacant land insurance in Fort Worth?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does vacant land insurance cover?

Liability cover for land you own but have not built on.

Which insurance companies do Fort Worth agencies work with?

Among the 84 Fort Worth agencies whose appointments we hold, the companies they are most often appointed with are Foremost (75), Progressive (48), Home State (44), GEICO (43), American Modern (40). An appointed agency can quote that company's policies.

Do I need flood insurance in Fort Worth?

FEMA's National Risk Index rates inland flooding risk in Tarrant County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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