Fort Worth has 963,194 residents in 342,126 households. We list 114 agencies for accident & health insurance in Fort Worth. Here is what the local numbers say about the cover people here need.

Fort Worth at a glance

114accident & health insurance agencies listed
43%of households rentRenters insurance
$303,000median home valueHome insurance
1994median year homes were builtRebuild cost calculator
5.5%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Tarrant County

FEMA rates the overall natural hazard risk in Tarrant County, where most Fort Worth agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Fort Worth
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Fort Worth
Ice stormVery High
Winter weatherVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Fort Worth

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Fort Worth How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Fort Worth agencies work with

Of the 114 Fort Worth agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

UnitedHealthcare75 agencies
Aetna72 agencies
Blue Cross Blue Shield61 agencies
Humana51 agencies
Medicare Advantage50 agencies
Corebridge (AIG Life)35 agencies
Ameritas Life Insurance34 agencies
Cigna34 agencies
Transamerica32 agencies
Dearborn Life Insurance Company31 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Fort Worth agencies are

Fort Worth agencies we list sit in 32 ZIP codes, mostly in Tarrant County.

7610212 agencies
7611611 agencies
761098 agencies
761077 agencies
761377 agencies
761797 agencies
761106 agencies
761195 agencies
761315 agencies
761485 agencies
761264 agencies
761083 agencies
761153 agencies
761353 agencies
761773 agencies
761012 agencies
761042 agencies
761202 agencies
761232 agencies
761242 agencies
761322 agencies
761622 agencies
761642 agencies
761031 agency

Questions

Accident & Health insurance in Fort Worth

All insurance agencies in Fort Worth · Accident & Health insurance across Texas

Where can I find accident & health insurance in Fort Worth?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does accident & health insurance cover?

Supplemental cover that pays out on accident, illness or hospital stay.

Which insurance companies do Fort Worth agencies work with?

Among the 114 Fort Worth agencies whose appointments we hold, the companies they are most often appointed with are UnitedHealthcare (75), Aetna (72), Blue Cross Blue Shield (61), Humana (51), Medicare Advantage (50). An appointed agency can quote that company's policies.

Do I need flood insurance in Fort Worth?

FEMA's National Risk Index rates inland flooding risk in Tarrant County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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