Abilene has 128,053 residents in 46,917 households. We list 23 agencies for vacant land insurance in Abilene. Here is what the local numbers say about the cover people here need.

Abilene at a glance

23vacant land insurance agencies listed
43.9%of households rentRenters insurance
$183,700median home valueHome insurance
1975median year homes were builtRebuild cost calculator
4.4%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Taylor County

FEMA rates the overall natural hazard risk in Taylor County, where most Abilene agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Abilene
Winter weatherRelatively High
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Abilene

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Abilene How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Abilene agencies work with

Of the 23 Abilene agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Foremost21 agencies
Home State15 agencies
American Modern14 agencies
Progressive14 agencies
National General12 agencies
GEICO11 agencies
Liberty Mutual11 agencies
Liberty Mutual (Safeco)11 agencies
Safeco11 agencies
Nationwide10 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Abilene agencies are

Abilene agencies we list sit in 5 ZIP codes, mostly in Taylor County.

796027 agencies
796057 agencies
796013 agencies
796033 agencies
796043 agencies

Questions

Vacant Land insurance in Abilene

All insurance agencies in Abilene · Vacant Land insurance across Texas

Where can I find vacant land insurance in Abilene?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does vacant land insurance cover?

Liability cover for land you own but have not built on.

Which insurance companies do Abilene agencies work with?

Among the 23 Abilene agencies whose appointments we hold, the companies they are most often appointed with are Foremost (21), Home State (15), American Modern (14), Progressive (14), National General (12). An appointed agency can quote that company's policies.

Do I need flood insurance in Abilene?

FEMA's National Risk Index rates inland flooding risk in Taylor County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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