Wichita Falls has 102,581 residents in 38,169 households. We list 10 agencies for vacant land insurance in Wichita Falls. Here is what the local numbers say about the cover people here need.

Wichita Falls at a glance

10vacant land insurance agencies listed
43.6%of households rentRenters insurance
$156,800median home valueHome insurance
1972median year homes were builtRebuild cost calculator
7.4%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Wichita County

FEMA rates the overall natural hazard risk in Wichita County, where most Wichita Falls agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Wichita Falls
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Wichita Falls
Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Wichita Falls How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Wichita Falls agencies work with

Of the 10 Wichita Falls agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Foremost10 agencies
Progressive8 agencies
Liberty Mutual7 agencies
Liberty Mutual (Safeco)7 agencies
Safeco7 agencies
GAINSCO6 agencies
Home State6 agencies
WESTERN SURETY COMPANY6 agencies
American Modern5 agencies
GEICO5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Wichita Falls agencies are

Wichita Falls agencies we list sit in 5 ZIP codes, mostly in Wichita County.

763084 agencies
763012 agencies
763092 agencies
763021 agency
763101 agency

Questions

Vacant Land insurance in Wichita Falls

All insurance agencies in Wichita Falls · Vacant Land insurance across Texas

Where can I find vacant land insurance in Wichita Falls?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does vacant land insurance cover?

Liability cover for land you own but have not built on.

Which insurance companies do Wichita Falls agencies work with?

Among the 10 Wichita Falls agencies whose appointments we hold, the companies they are most often appointed with are Foremost (10), Progressive (8), Liberty Mutual (7), Liberty Mutual (Safeco) (7), Safeco (7). An appointed agency can quote that company's policies.

Do I need flood insurance in Wichita Falls?

FEMA's National Risk Index rates inland flooding risk in Wichita County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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